Trade & Working Capital Financing

1. Risk Management Solutions

Trade often involves multiple parties across borders or domestically. Our solutions help reduce payment and performance risks while supporting your business operations and ensuring you continuously meet market demand and deliver against your business commitments.

• Letters of Credit (LCs)
  Letters of Credit provide a secure payment mechanism for importers and exporters. Payment is released only when the agreed trade terms and documentation requirements are met.

• Trade Guarantees
  We offer a wide range of guarantees that support commercial contracts and regulatory requirements.

Types of guarantees include:

• • Bid Bonds
    Guarantee that a bidder will accept and sign a contract if awarded.
  • Performance Bonds
    Ensure contractual obligations are fulfilled to agreed standards.
  • Advance Payment Guarantees
    Protect funds paid to suppliers in advance.
  • Payment Guarantees
    Assure suppliers that payments will be made according to agreed terms.
  • Shipping Guarantees
    Enable early release of goods before the original bill of lading arrives.
  • Customs Bonds
    Guarantee compliance with customs obligations such as duties and taxes.

2. Import & Export Collections

Facilitates secure bank-to-bank exchange of trade documents and collection of payments for international trade transactions.

3. Structured Trade and Commodity Finance

These solutions can unlock liquidity and seamlessly support your needs across your entire value chain.

• Structured Trade
  Structured Trade provides an opportunity to tailor a combination of risk mitigation and liquidity needs into a singular solution to align to your needs and requirements.
• Commodity Finance
  Unlock liquidity tied up in inventory and commodity flows, enabling businesses to optimize working capital.