Equity Classic Credit Card

Great features

1. Instead of having to sign a sales slip, your PIN verifies your transaction.
2. There’s worldwide acceptability of Visa Brand, meaning you can access your funds at all VISA branded outlets.
3. You can pay for goods and services at supermarkets, hotels, hospitals, fuel stations and other retail outlets at no charge.
4. Your card allows you to withdraw cash from the ATMs.
5. Every time you transact you will receive an SMS alert with details of the transaction as they happen.
6. Enjoy revolving credit with a 45-day interest free period. You may pay as little as 20% of your outstanding balance every month or you may pay more.
7. Enjoy convenient record keeping through itemized monthly statements which show your transaction details.
8. With the Classic Card you get access to affordable life insurance for you and your family.

What you require to sign up

• Existing approved credit limit or cash cover.
• KRA PIN
• Original and copy of national ID /passport.

Ideal for:

• Equity bank holders with existing credit limits or who are willing to offer cash cover as security.
• Customers who need credit cards for business or leisure/personal use.

Rights and Obligations:

• T & Cs of products are available on website and as part of account opening form.
• Data privacy policy included in customer onboarding and account opening forms.

Why you should sign up for this product

1. The Classic Card is useful during emergencies.
2. The card is useful for purchasing big ticket items.
3. The card is suitable for corporate spend.
4. It gives you the freedom to travel without physical cash.
5. It provides security while making big purchases, because you don’t have to have the money on you physically.
6. The revolving credit feature puts a cap on the amount of credit you can use for that month.
7. Your available credit is reduced by the amount you spend.
8. You may choose to pay off the total amount spent at the end of each month or spread the cost over time.
9. You can keep a record of your spending through statements.
10. You will get to enjoy periodic discounts from selected shops.

• Do not share PIN with anyone.
• If the card is suspected to be compromised, change the PIN at an ATM location.
• Avoid sharing your full card number, expiry date and card verification value with anyone
• Always keep your cards safe. In case the card is misplaced/lost, this should communicate to the bank to block the card immediately .The cardholder can also self-block the card through the Equity APP.

• Real time Credit cards transactions for approved transactions. Billed later on the credit card statement.

• Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or website: https://equitygroupholdings.com/ke/ We will record your feedback and issue you with a reference number.
• We will acknowledge you feedback within 48hours.
• If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
• We will endeavor to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
• Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert to you.