Great features

This facility is aimed at but not limited to:
  • Farmers and farming entities both in livestock and crop production without regular monthly remittances.
  • Micro agricultural traders and agro-processors such as dairy processors, farm output buyers, etc. including licensed home based value addition businesses, on-farm processing and agro based micro enterprises etc.
  • Agricultural service providers such as equipment hiring services, soil testing, veterinary services, commercial technical training and support etc.
  • Maximum Repayment period of up to 12 months
  • Flexible Mode of Repayment based on agribusiness income cycle
For charges applicable to this product/service, refer to the tariff guide available on this link. 

What you require to sign up

  • Be an active account holder with Equity Bank for at least 12 months
  • Be in commercial farming with experience of at least two (2) successful seasons/cycles and good knowledge of the market.
  • Have the relevant licensing especially for agro-traders and processors.
  • Demonstrate existence of other reliable sources of income that could be utilized in loan repayment in case of crop failure, poor harvest, poor markets etc.
  • Provide documentary evidence of ownership of the farm used for production or a valid lease agreement covering at least two future seasons/cycles.

How to get this loan

  • Visit your nearest Equity Bank branch
  • Fill in and submit the loan application form to the bank
  • The loan application is appraised.
  • Upon approval an offer letter will be issued.
  • Accepts the loan and returns offer letter and meet sanction conditions.
  • The loan is disbursed.

Why you should sign up for this product

  • Affordable interest rates
  • Repayment aligned to production cycles.
  • The Crop, livestock or stock to be insured.
  • Fast processing at the nearest branch of choice.

Complaints Handling Process

  • Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or website: https://equitygroupholdings.com/ke/ We will record your feedback and issue you with a reference number.
  • We will acknowledge you feedback within 48hours.
  • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
  • We will endeavor to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
  • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert back to you.

Rights and Obligations

  • T & Cs of loan facility are detailed on the offer letter.
  • Customer data privacy policy is included in the offer letter.
  • The rights and obligations of the borrower are detailed in the offer letter.

Loan Calculator

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Please specify loan duration in months
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