Credit Cards

7 Great Features of The Gold Card

1. The card’s chip and PIN feature means increased security while transacting.
2. The card is acceptable worldwide at all Visa branded outlets.
3. You will incur no transaction charges while paying for goods or services at merchant outlets.
4. The Gold Card allows you to withdraw money from an ATM.
5. Transaction alerts
6. The card operates on revolving credit with an up-to 45-day interest free period, and an allowance to pay back each month at least 20% or more of the outstanding balance.
7. We conveniently keep itemized monthly statements, giving you a breakdown of the transactions made and their corresponding times.

6 Reasons Why You Should Get a Gold Card

1. It comes in handy during emergencies.
2. The card is useful for purchasing medium ticket items.
3. It gives you the freedom to travel without physical cash.
4. You have the flexibility to pay off the total amount owed or spread it across a period of time.
5. Statements allow you to keep a record of your spending.
6. You will get to enjoy occasional discounts from select outlets.

• 

  

• What You Require to Get Equity Visa Gold

  To get a Equity Visa Gold simply open an Equity Bank Account and get one instantly.

• Apply Here

Key Features

• PIN for POS &ATM transactions
• Contactless
• 3D secure for Ecommerce transactions.
• Embossed
• International acceptance

Why You Should Get an Equity Credit Card

1. Offers convenience in making payments and access to cash for 24 hours.
2. Worldwide acceptance
3. Utilize bank approved credit limits.
4. Flexible repayment plans
5. SMS alerts for card transactions

Charges

Rights and Obligations

• T & Cs of products are available on website and as part of account opening form.
• Data privacy policy included in customer onboarding and account opening forms

• What You Require to Sign Up

  1. Existing approved credit limit or cash cover.
  2. KRA PIN
  3. Original and copy of national ID /passport.

  Transaction Process

  • Real time Credit cards transactions for approved transactions. Billed later on the credit card statement.

  Complaints Handling Process

  • Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or website: https://equitygroupholdings.com/ke/. We will record your feedback and issue you with a reference number.
  • We will acknowledge you feedback within 48hours.
  • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
  • We will endeavor to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
  • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert to you.

  Potential Risks

  • Do not share PIN with anyone.
  • If the card is suspected to be compromised, report to the nearest branch or call 0763000000 or stop the card through the self-service option on the Equity Mobile App & Equity Online.
  • Avoid sharing your full card number, expiry date and card verification value with anyone
  • Always keep your cards safe. In case the card is misplaced/lost, this should communicate to the bank to block the card immediately .The cardholder can also self-block the card through the Equity APP.

   

• What You Require to Get Equity Credit Cards

  To get a Equity Credit Cards simply open an Equity Bank Account and get one instantly.